Affordable And Safe Neighborhoods In Chicago

Chicago is an amazing city with vibrant neighborhoods, but finding an area that is both affordable and safe can be tricky. This comprehensive guide will walk you through the best affordable and safe Chicago neighborhoods so you can find your perfect fit.

If you’re short on time, here’s a quick answer: The top affordable and safe neighborhoods in Chicago are Portage Park, Jefferson Park, Rogers Park, Edgewater, and West Ridge.

What Makes a Chicago Neighborhood Affordable?

When looking for an affordable neighborhood in Chicago, there are several factors to consider. These factors include average rent prices, home values, and the cost of living. By understanding these aspects, you can find a neighborhood that fits your budget without compromising on safety or quality of life.

Average Rent Prices

One of the key indicators of affordability in a neighborhood is the average rent prices. In Chicago, the average rent can vary greatly depending on the location. According to RentCafe, as of 2021, the average monthly rent for a one-bedroom apartment in Chicago is around $1,700.

However, this price can be higher or lower depending on the neighborhood. Some neighborhoods may offer more affordable options, with rents averaging around $1,300 per month for a one-bedroom apartment.

It’s important to research and compare rent prices in different neighborhoods to find the best fit for your budget.

Home Values

Another factor to consider when evaluating the affordability of a neighborhood is the home values. Generally, neighborhoods with lower home values tend to be more affordable. According to the Zillow, as of 2021, the median home value in Chicago is around $300,000.

However, this value can vary significantly from one neighborhood to another. Some neighborhoods may have median home values well below the city average, making them more affordable for potential buyers.

It’s important to carefully assess the home values in different neighborhoods to find one that aligns with your budget.

Cost of Living

The cost of living in a neighborhood is another crucial factor when considering affordability. This includes expenses such as groceries, transportation, healthcare, and utilities. The Numbeo website provides a useful tool for comparing the cost of living between different neighborhoods in Chicago.

By using this tool, you can get an idea of how the cost of living in each neighborhood compares to the city average. It’s essential to consider these additional expenses alongside rent or home values to accurately gauge the affordability of a neighborhood.

What Makes a Chicago Neighborhood Safe?

When looking for a neighborhood to live in, safety is often a top priority for many individuals and families. In Chicago, there are several factors that contribute to the overall safety of a neighborhood.

Low violent and property crime rates

One of the key indicators of a safe neighborhood is low rates of violent and property crimes. Neighborhoods with lower crime rates tend to be more desirable for residents looking for peace of mind and a sense of security.

According to the Chicago Police Department, neighborhoods such as Lincoln Park, Edison Park, and Forest Glen have consistently reported lower crime rates compared to other parts of the city. These neighborhoods often have a strong sense of community and a proactive approach towards crime prevention.

Strong police presence

Having a strong police presence is another crucial aspect of a safe neighborhood. When law enforcement agencies actively patrol a neighborhood, it acts as a deterrent to potential criminals and increases the overall sense of safety among residents.

The Chicago Police Department has been implementing various strategies to increase police visibility in neighborhoods with higher crime rates. They have also been working on community policing initiatives, which involve building relationships between police officers and community members to address local safety concerns.

Community engagement

Community engagement plays a vital role in creating a safe neighborhood. When residents actively participate in neighborhood watch programs, community events, and other initiatives, it creates a strong sense of unity and shared responsibility for safety.

Engaged communities are more likely to look out for one another and report suspicious activities promptly. The Chicago Police Department encourages residents to get involved in their neighborhoods, offering resources and support for community-driven initiatives.

Most Affordable and Safe Neighborhoods in Chicago

Portage Park

Portage Park is one of the most affordable and safe neighborhoods in Chicago. Located on the northwest side of the city, it offers a friendly community atmosphere with a variety of housing options. The neighborhood is known for its beautiful parks, including the namesake Portage Park, which offers a range of recreational activities such as swimming, biking, and tennis.

Crime rates in Portage Park are relatively low compared to other areas of the city, making it a desirable place to live for families and individuals seeking safety and affordability.

Jefferson Park

Another top choice for those looking for affordable and safe neighborhoods in Chicago is Jefferson Park. Situated on the city’s northwest side, Jefferson Park offers a suburban feel within the city limits.

The neighborhood is home to a mix of single-family homes, apartments, and condominiums, providing options for residents of all ages and lifestyles. With its well-maintained streets and low crime rates, Jefferson Park is a great place to settle down and enjoy a peaceful community atmosphere.

Rogers Park

Rogers Park, located on the city’s far north side, is known for its diverse community and affordable housing options. The neighborhood is home to Loyola University Chicago, which adds to its vibrant and lively atmosphere.

Rogers Park offers a range of amenities, including beautiful beaches along Lake Michigan, parks, and a variety of dining and entertainment options. With its relatively low crime rates and affordable housing, Rogers Park is a popular choice for students, young professionals, and families.


Edgewater is a thriving neighborhood located on the city’s far north side. Known for its historic architecture, tree-lined streets, and access to Lake Michigan, Edgewater offers a unique blend of urban and suburban living.

The neighborhood is home to a diverse community and a range of housing options, from vintage apartments to modern condominiums. With its low crime rates and proximity to public transportation, Edgewater is a safe and affordable neighborhood for those looking to live in Chicago.

West Ridge

West Ridge, also known as West Rogers Park, is a hidden gem on the city’s far north side. The neighborhood offers a suburban atmosphere with its tree-lined streets, single-family homes, and well-maintained parks. West Ridge is known for its strong sense of community and diverse population.

With its low crime rates and affordable housing options, West Ridge is an excellent choice for families and individuals looking for a safe and affordable neighborhood in Chicago.

If you are considering moving to Chicago, these neighborhoods provide a great combination of affordability and safety. Remember, it’s always a good idea to do thorough research and visit the neighborhoods in person to get a feel for the community before making a decision. Happy house hunting!

Tips for Finding Affordable Housing in Chicago

Chicago is a vibrant city with a diverse range of neighborhoods, each offering its own unique charm. If you’re looking for affordable housing in Chicago, here are some tips to help you find the perfect place:

Look for income-restricted housing

If you meet certain income requirements, you may qualify for income-restricted housing programs in Chicago. These programs aim to provide affordable housing options to individuals and families with limited incomes.

One such program is the Chicago Housing Authority (CHA), which offers a variety of rental assistance programs and affordable housing options. To learn more about the income requirements and application process, visit their official website

Search for rental deals online

The internet has made it easier than ever to find great deals on rental properties. Websites like Craigslist, Zillow, and are popular resources for finding affordable housing options in Chicago.

Make sure to set your search filters to include your desired price range and neighborhood preferences. Additionally, signing up for email alerts can help you stay updated on new listings and special rental deals in the area.

Consider a roommate

Sharing the cost of rent with a roommate can significantly reduce your housing expenses. Not only does this make living in a desirable neighborhood more affordable, but it can also be a great way to meet new people and build lasting friendships.

There are several websites and apps, such as Roomster and Roomi, that can help you find compatible roommates in Chicago.

Look outside downtown

Living in downtown Chicago may be appealing, but it often comes with a higher price tag. Consider expanding your search to neighborhoods outside of the downtown area. Many of these neighborhoods offer more affordable housing options while still providing easy access to the city’s amenities and attractions.

Some neighborhoods to consider include Logan Square, Pilsen, and Avondale.

Time your search strategically

Timing can be crucial when searching for affordable housing in Chicago. Rental prices tend to be higher during the summer months as demand increases. Consider starting your search in the winter or early spring when there may be less competition for available housing.

Landlords may also be more willing to negotiate rental prices during these times.

By following these tips and exploring different resources, you can increase your chances of finding an affordable and safe neighborhood to call home in Chicago.

How to Stay Safe in Chicago Neighborhoods

Chicago is a vibrant city with diverse neighborhoods, and like any big city, it’s important to take precautions to stay safe. Here are some tips to help you navigate and feel secure in Chicago neighborhoods.

Be alert and aware

Being alert and aware of your surroundings is crucial in any city. Pay attention to your surroundings, especially in unfamiliar neighborhoods. Trust your instincts and if something feels off, it’s best to remove yourself from the situation.

Stay aware of any potential dangers and try to avoid walking alone late at night.

Use the buddy system at night

When exploring Chicago neighborhoods at night, it’s safer to travel in groups. Utilize the buddy system and stick together with friends or family members. This not only enhances safety but also adds to the overall enjoyment of exploring the city together.

Learn your neighborhood

Take the time to familiarize yourself with the neighborhood you are living in or visiting. Get to know the local businesses, landmarks, and transportation options. Understanding the layout of the neighborhood can help you navigate more confidently and avoid potentially risky areas.

Report suspicious activity

If you witness any suspicious activity or feel threatened, report it to the authorities immediately. By reporting suspicious behavior, you are helping to keep your neighborhood safe for everyone. Don’t hesitate to call the non-emergency police line if you have concerns.

Utilize community resources

Chicago has various community resources available to help residents stay safe. Familiarize yourself with local organizations and initiatives that focus on neighborhood safety. These resources often provide valuable information, tips, and support to residents.

Remember, while it’s important to be cautious, it’s also essential to enjoy all that Chicago has to offer. By taking the necessary precautions and staying informed, you can have a safe and enjoyable experience in the city.


Chicago has excellent affordable and safe neighborhood options like Portage Park and Rogers Park if you know where to look. Being an informed renter, taking safety precautions, and tapping into community resources will help you find your perfect fit in the Windy City.

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