Is $60K A Year A Good Salary In Texas?

Texas is known for having a low cost of living compared to other states, so $60,000 a year goes further here than it would in places like California or New York. If you’re wondering whether $60k is considered a good salary in the Lone Star State, read on for a detailed breakdown.

The Average Salary in Texas

According to the U.S. Bureau of Labor Statistics, the average (mean) annual salary in Texas as of May 2021 was around $54,200. So a $60k income would be above average for the state.

When considering whether $60k a year is a good salary in Texas, it’s important to look at the average salary in the state. According to the U.S. Bureau of Labor Statistics, the average (mean) annual salary in Texas as of May 2021 was around $54,200.

This means that a $60k income would be above the average for the state. It’s worth noting that this average includes salaries from various occupations and industries across the state.

However, it’s important to keep in mind that salaries can vary significantly based on factors such as your location in Texas, your education and experience level, and your occupation. Major metropolitan areas like Houston and Dallas tend to have higher average wages compared to rural parts of the state.

Salaries vary a lot though based on your location in Texas, your education and experience level, and your occupation. Major metropolitan areas like Houston and Dallas have higher average wages than rural parts of the state.

When it comes to salaries in Texas, it’s not a one-size-fits-all situation. Salaries can vary greatly depending on where you live within the state. Major metropolitan areas like Houston and Dallas tend to have higher average wages compared to rural parts of the state.

This is due to a combination of factors such as the cost of living, demand for certain skills, and the presence of major industries.

Additionally, your education and experience level can also have a significant impact on your salary. Generally, individuals with higher levels of education and more years of experience in their field tend to earn higher salaries.

It’s important to consider your qualifications and the competitive landscape of your specific industry when evaluating the adequacy of a $60k salary in Texas.

It’s always a good idea to research the salary range for your specific occupation and location within Texas. Websites like and can provide valuable information on average salaries for different jobs in various regions of the state.

This can help you gauge whether a $60k salary is considered good within your specific circumstances.

Cost of Living in Texas

While Texas salaries may seem low compared to coastal states, so is the cost of living.

Those considering a salary of $60k a year in Texas might be concerned about whether it is enough to live comfortably. However, it’s important to consider the cost of living in Texas compared to other states.

While salaries in Texas may be lower than those in places like California and New York, the cost of living is significantly lower as well.

Specifically, the cost of housing in Texas is much more affordable than in coastal states. According to recent data, the median home price in Texas as of June 2022 was $305,000, while the national median was $416,000.

This means that housing costs are considerably lower in Texas, allowing individuals to stretch their salary further when it comes to housing expenses.

Texas has one of the most affordable housing markets in the country.

If you’re looking to buy a home, Texas offers a great market for affordable housing. The lower median home price in Texas compared to other states means that individuals can find a comfortable and affordable home within their budget.

This is particularly beneficial for those earning a salary of $60k a year, as it allows them to achieve homeownership without breaking the bank.

It’s also worth noting that the rental market in Texas is also relatively affordable. Rent prices in major cities like Austin, Dallas, and Houston tend to be lower compared to coastal cities, making it more feasible for individuals with a $60k salary to find a comfortable place to live without spending a significant portion of their income on rent.

Other living expenses like groceries, utilities, and transportation are also lower in Texas compared to other states.

In addition to affordable housing, Texas offers lower costs for other essential living expenses. Groceries, utilities, and transportation tend to be cheaper in Texas compared to coastal states. This means that individuals with a $60k salary can enjoy a higher quality of life and have more disposable income for other expenses or savings.

Standard of Living on $60k in Texas

With Texas’ low cost of living taken into account, a $60,000 salary can provide a comfortable standard of living for individuals or families.

Living in Texas is generally more affordable compared to many other states. The cost of housing, groceries, and transportation is lower, allowing individuals or families to stretch their budget further. With a $60,000 annual salary, individuals or families can enjoy a good quality of life in Texas.

$60k translates to about $5,000 per month after taxes. This would be enough to afford rent or a mortgage in many areas of Texas, with money left over for other expenses.

With a monthly income of $5,000, individuals or families can comfortably afford rent or mortgage payments in various areas of Texas. For example, in cities like Houston, Austin, or San Antonio, it is possible to find decent rental properties or even purchase a home within this budget.

This leaves room for other essential expenses such as utilities, groceries, transportation, and savings.

Healthcare and insurance are also very affordable in Texas compared to other states. Good health insurance plans are available for under $500 per month for families.

When it comes to healthcare and insurance, Texas offers competitive prices compared to other states. Families can find good health insurance plans for under $500 per month, providing coverage for medical expenses.

This affordable healthcare option helps individuals or families manage their healthcare costs effectively, ensuring that they have access to quality medical services without breaking the bank.

Location Differences Within Texas

As mentioned before, your exact location in Texas makes a big difference in how far $60k stretches. Whether you choose to live in a rural area, a smaller metro area, or a major city, each comes with its own advantages and disadvantages when it comes to cost of living.

In more rural areas like the Rio Grande Valley or West Texas, as well as smaller metro areas like El Paso or Corpus Christi, $60k goes a lot further and affords a higher standard of living.

In these areas, the cost of housing tends to be lower compared to major cities. You can find affordable homes and apartments, with the added benefit of having more space and a quieter lifestyle. Other living expenses such as groceries, utilities, and transportation also tend to be less expensive.

This means that with a salary of $60k, you can enjoy a comfortable life with the ability to save money for the future.

In major cities like Austin, Dallas, and Houston, incomes are higher but so is the cost of living, especially housing. $60k is still livable but would provide a more modest lifestyle.

In these bustling urban centers, $60k may not go as far due to the higher cost of housing, which can take up a significant portion of your budget. Rent or mortgage payments in desirable neighborhoods can be quite expensive.

However, the trade-off is access to a wide range of amenities, job opportunities, and cultural activities. While you may need to be more mindful of your budget, you can still live comfortably and enjoy the vibrant city life that these major cities offer.

According to a study by the Bureau of Labor Statistics, the average annual expenditure for housing in Austin, Texas is $16,410, while in Corpus Christi, Texas it is $13,006. This shows the variation in housing costs between different cities within Texas.

Lifestyle and Occupation Considerations

Singles or couples without children can live very comfortably on $60,000 in Texas, including saving for retirement and vacations.

For singles or couples without children, a salary of $60,000 a year can provide a comfortable lifestyle in Texas. With a lower cost of living compared to many other states, Texas offers affordable housing options, lower taxes, and reasonable prices for everyday goods and services.

This means that individuals or couples earning $60,000 can easily cover their basic needs, save for retirement, and even enjoy vacations or other leisure activities.

According to the Bureau of Economic Analysis, the cost of living in Texas is below the national average, making it a great place to stretch your dollar. The lower cost of housing in Texas, particularly in cities like Houston, Austin, and Dallas, allows individuals or couples to find decent accommodations without breaking the bank.

Additionally, Texas has a lower tax burden compared to states like California or New York, meaning that more of your hard-earned money stays in your pocket.

For families with kids, $60k provides a basic but decent middle-class lifestyle. Public schools are reasonably good in many Texas districts.

When it comes to families with children, a salary of $60,000 in Texas can still provide a decent middle-class lifestyle. While it may not afford all the luxuries, it is enough to cover the basic needs of a family, including housing, food, healthcare, and education.

Public schools in many Texas districts are reasonably good, ensuring that children receive a quality education without the need for expensive private schools. This is an important consideration for families, as education plays a vital role in a child’s development and future opportunities.

By living within their means and making smart financial choices, families earning $60,000 can provide their children with a solid education and a comfortable life.

Occupations like teaching, police work, skilled trades, and sales jobs commonly pay around $60,000 in Texas, making it a typical middle-class salary.

Many occupations in Texas, such as teaching, police work, skilled trades, and sales jobs, typically offer salaries around $60,000. These jobs are often considered middle-class and provide a stable income for individuals and families.

According to the Bureau of Labor Statistics, the median annual wage for elementary school teachers in Texas is around $59,000, while police officers earn a median salary of approximately $63,000. Skilled trades, such as electricians or plumbers, also commonly earn around $60,000 or more, especially with experience and certifications.

Sales jobs can vary widely in terms of salary, but many professionals in this field can earn around $60,000 or higher depending on their performance.


In summary, an income of $60,000 a year is considered a solid middle-class salary in Texas, thanks to the state’s relatively low cost of living. It provides a comfortable lifestyle in most parts of Texas, though tighter budgets would be required in major metro areas.

With smart budgeting and housing choices, $60k individual incomes or combined family incomes can still afford the essentials and some extras across the Lone Star State.

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