Pros And Cons Of Living In Jacksonville, Florida

Are you considering moving to Jacksonville, Florida, but want to weigh the pros and cons before making a decision? You’ve come to the right place.

If you’re short on time, here’s a quick answer to your question: Jacksonville offers a low cost of living, lots of outdoor recreational activities, no state income tax, and a growing job market. However, public transportation is limited, the weather can get hot and humid in summer, traffic congestion is increasing, and the crime rate is above the national average.

In this comprehensive guide, we will provide an in-depth look at the advantages and disadvantages of living in Jacksonville. We have analyzed factors including the climate, economy, housing market, education system, transportation, amenities, outdoor recreation, pros and cons for families and retirees, and more. Keep reading to learn everything you need to know to decide if moving to Jacksonville is right for you.

Climate and Geography

Subtropical climate

Jacksonville, Florida boasts a subtropical climate, which means residents can expect warm weather throughout most of the year. This makes it an ideal destination for those who enjoy spending time outdoors and participating in outdoor activities.

The city experiences mild winters and hot summers, creating a perfect environment for beachgoers and water sports enthusiasts. The pleasant climate is one of the top reasons why people choose to live in Jacksonville.

Hot, humid summers

Summers in Jacksonville can get quite hot and humid. With average high temperatures reaching the 90s (°F), it’s essential to stay hydrated and take necessary precautions to beat the heat. Residents often find relief in the nearby beaches, where they can cool off in the refreshing Atlantic waters.

The long summer season provides ample opportunities for outdoor fun, from barbecues to beach volleyball.

Mild winters

Compared to other parts of the country, Jacksonville experiences mild winters. The average temperature during the winter months hovers around the mid-60s (°F), making it a comfortable time to explore the city’s numerous parks and nature reserves.

While snow is a rare occurrence, residents can still enjoy seasonal festivities without the inconvenience of heavy winter clothing and shoveling snow.

Risk of hurricanes

Living in Jacksonville does come with a potential risk of hurricanes. Being situated on the Atlantic coast, the city is susceptible to tropical storms and hurricanes during the hurricane season, which runs from June to November.

It’s important for residents to be prepared and have a plan in place should a hurricane approach. Staying informed and following official guidance from local authorities is crucial during these times.

Lots of sunny days

Jacksonville is known for its abundance of sunny days. The city receives an average of 221 sunny days per year, providing ample opportunity for outdoor activities and enjoying the beautiful beaches. The sunny weather also contributes to the city’s vibrant and energetic atmosphere, making it an appealing place for those who thrive in the sunshine.

Flat terrain

Jacksonville is characterized by its flat terrain, which makes it an ideal location for outdoor enthusiasts. The city offers a variety of activities such as hiking, biking, and golfing, all made easier by the absence of steep hills.

The flat landscape also contributes to the city’s ease of navigation, making it convenient for commuting and exploring different neighborhoods.

Cost of Living and Housing

When considering the pros and cons of living in Jacksonville, Florida, one important factor to consider is the cost of living and housing. Fortunately, Jacksonville offers a lower than national average cost of living, making it an attractive option for many individuals and families.

Lower than national average cost of living

Compared to other major cities in Florida and across the United States, Jacksonville boasts a relatively lower cost of living. This means that residents can enjoy a good quality of life without breaking the bank.

From groceries to transportation, the cost of everyday expenses tends to be more affordable in Jacksonville.

Affordable housing prices

In addition to the lower cost of living, Jacksonville also offers affordable housing prices. Whether you’re looking to rent or buy, there are numerous options available at prices that won’t stretch your budget.

The city has a diverse range of neighborhoods, each with its own unique charm and character, providing something for everyone.

High property taxes

While the cost of living and housing in Jacksonville is generally affordable, it’s important to note that property taxes in the area can be higher than the national average. This is something to consider when budgeting for homeownership in the city.

However, it’s worth noting that Florida does not have a state income tax, which can help offset the higher property taxes for some residents.

Good options for renters and buyers

Whether you’re looking to rent or buy, Jacksonville offers a variety of options to suit different preferences and budgets. From modern apartments in downtown to spacious single-family homes in the suburbs, there is something for everyone in Jacksonville’s housing market.

Additionally, the city’s real estate market has been steadily growing, making it a potentially lucrative investment for those looking to purchase property.

Economy and Job Market

When it comes to the economy and job market, Jacksonville, Florida offers a diverse mix of industries that contribute to its thriving economy. The city is home to a range of sectors including healthcare, finance, logistics, and manufacturing.

This diversity provides residents with a variety of job opportunities and helps to create a stable economic environment.

Diverse mix of industries

Jacksonville boasts a diverse mix of industries, providing residents with a wide range of job opportunities. The healthcare sector is particularly strong, with numerous hospitals, clinics, and medical research facilities in the area.

The finance industry is also well-represented, with major banks and financial institutions having a significant presence in the city. Additionally, the logistics industry benefits from the city’s strategic location, with its access to major transportation routes and ports.

Major companies and employers

Several major companies have a significant presence in Jacksonville, contributing to its robust job market. One of the largest employers in the area is the Mayo Clinic, a renowned medical research and healthcare organization.

Other major employers include financial institutions such as Bank of America and Wells Fargo, as well as logistics companies like CSX Corporation. These companies provide a wide range of job opportunities and help fuel the city’s economic growth.

Growing job market

Jacksonville’s job market has been steadily growing in recent years, offering promising prospects for job seekers. The city has seen an increase in the number of new businesses and startups, which has led to job creation across various sectors.

The presence of major companies, combined with a supportive business environment, has contributed to the city’s positive job market outlook. In fact, according to a recent report from the Bureau of Labor Statistics, Jacksonville’s job growth rate is higher than the national average.

Lower than average wages

While the job market in Jacksonville is thriving, it is worth noting that wages in the city tend to be lower than the national average. This can be attributed to the lower cost of living in the area, which offsets the lower wages.

However, it is important to consider individual financial goals and lifestyle preferences when evaluating the impact of lower wages. It’s also worth mentioning that Jacksonville offers a lower cost of living compared to many other major cities, making it an attractive option for those looking to stretch their dollars further.

Transportation and Commuting

When considering the pros and cons of living in Jacksonville, Florida, one important factor to consider is transportation and commuting options. Here are some key points to keep in mind:

Limited public transportation

Unlike some major cities, Jacksonville has limited options when it comes to public transportation. While there is a bus system in place, it may not be as extensive or convenient as what you might find in other urban areas.

This can make it challenging for those who rely on public transportation to get around the city.

Car-centric city

Jacksonville is known for being a car-centric city, with a majority of its residents relying on personal vehicles for their daily commute. The city is spread out geographically, and public transportation may not always be a practical or efficient option for getting from point A to point B.

Therefore, owning a car is often seen as a necessity for residents.

Traffic congestion increasing

As Jacksonville continues to grow in population, traffic congestion has become an increasing concern for residents. The city’s infrastructure has struggled to keep up with the influx of people, resulting in longer commute times and frustrating traffic jams.

It’s important to factor in potential delays when planning your daily commute in Jacksonville.

Jacksonville International Airport

On the positive side, Jacksonville is home to the Jacksonville International Airport, making it convenient for residents to travel both domestically and internationally. The airport offers a range of flights and airlines, providing easy access to various destinations.

Whether you’re planning a weekend getaway or a business trip, the airport is a valuable asset for those living in Jacksonville.

Crime and Safety

When considering the pros and cons of living in Jacksonville, Florida, one important factor to consider is the crime rate and overall safety of the city. Here are some key points to keep in mind:

Higher than average violent crime

Unfortunately, Jacksonville has experienced higher than average rates of violent crime compared to other cities in Florida. This includes crimes such as assault, robbery, and homicide. It’s important for residents to be aware of their surroundings and take precautions to ensure their safety.

However, it’s worth noting that the city has been making efforts to address this issue by increasing police presence and implementing community programs aimed at reducing crime rates.

Property crime around national average

While the violent crime rate in Jacksonville may be higher, the rate of property crime, including burglary and theft, is around the national average. This means that residents should still take necessary precautions to protect their homes and belongings, such as installing security systems and being mindful of leaving valuables in plain sight.

Additionally, being part of a neighborhood watch program can help promote a sense of community and deter potential criminals.

Storm preparedness

Living in Jacksonville, Florida means being prepared for severe weather events, particularly hurricanes. The city is located in a region prone to hurricanes, and residents should have a plan in place for evacuation or sheltering in the event of a storm.

It’s important to stay informed about weather updates and follow the guidance of local authorities. The city of Jacksonville provides resources and information on storm preparedness through their official website,

Outdoor Recreation and Amenities

Living in Jacksonville, Florida offers a wealth of outdoor recreational activities and amenities for residents to enjoy. Whether you’re a nature lover, a sports enthusiast, or someone who simply loves to explore, Jacksonville has something for everyone.

Beaches and waterways

One of the biggest draws of living in Jacksonville is its proximity to stunning beaches and waterways. With miles of pristine coastline, residents have access to some of the most beautiful beaches in the country.

Whether you’re looking to soak up the sun, go for a swim, or try your hand at water sports like surfing or paddleboarding, Jacksonville’s beaches offer endless opportunities for outdoor fun.

Parks and nature preserves

Jacksonville is home to numerous parks and nature preserves, providing residents with ample opportunities for hiking, biking, and wildlife spotting. One such example is the Timucuan Ecological and Historic Preserve, which encompasses over 46,000 acres of wetlands, salt marshes, and historic sites.

Nature enthusiasts will also appreciate the Jacksonville-Baldwin Rail Trail, a 14.5-mile paved trail perfect for walking, running, or cycling.

Zoos, museums, performing arts

If you’re looking for a dose of culture and entertainment, Jacksonville has you covered. The city is home to several zoos, museums, and performing arts centers, offering a variety of experiences for all ages.

The Jacksonville Zoo and Gardens is a popular attraction, featuring over 2,000 animals and beautifully landscaped gardens. For art enthusiasts, the Cummer Museum of Art and Gardens showcases a diverse collection of art spanning thousands of years.

Professional sports teams

Sports fans will feel right at home in Jacksonville, as the city is home to several professional sports teams. The Jacksonville Jaguars, an NFL team, draw in fans from all over the state on game days. If you’re a fan of minor league baseball, the Jacksonville Jumbo Shrimp offer an exciting and affordable option for catching a game.

With a lively sports culture, Jacksonville provides plenty of opportunities to cheer on your favorite teams.

Shopping malls and restaurants

When it comes to shopping and dining options, Jacksonville doesn’t disappoint. The city is home to a variety of shopping malls, including the St. Johns Town Center, which boasts a wide range of retail stores, restaurants, and entertainment options.

From high-end boutiques to popular chain stores, Jacksonville has something for every shopper. Additionally, the city is known for its diverse culinary scene, with a wide range of restaurants offering everything from fine dining to casual eats.


When it comes to education, Jacksonville, Florida offers a variety of options for residents. Whether you have children or are looking to further your own education, there are several opportunities available.

Large public school system

Jacksonville is home to a large public school system, with numerous elementary, middle, and high schools throughout the city. This means that families have many options when it comes to choosing a school for their children.

The district strives to provide a quality education to all students, and there are a variety of programs and extracurricular activities available to enhance the learning experience.

Private school options

In addition to the public school system, Jacksonville also offers a number of private school options. These schools often have smaller class sizes and can provide a more personalized education experience.

Private schools in Jacksonville are known for their rigorous academic programs and strong emphasis on character development.

Several colleges and universities

For those looking to pursue higher education, Jacksonville is home to several colleges and universities. The University of North Florida, Jacksonville University, and Florida State College at Jacksonville are just a few of the institutions that offer a wide range of degree programs.

These institutions attract students from all over the country, contributing to the city’s vibrant and diverse academic community.

Pros and Cons for Families

Family-friendly attractions

Jacksonville, Florida offers a wide range of family-friendly attractions that cater to all ages. Families can enjoy a day at the Jacksonville Zoo and Gardens, where they can explore various animal exhibits and even participate in interactive experiences.

The Museum of Science and History is another popular destination, offering educational exhibits and hands-on activities. Additionally, the city is home to numerous parks, playgrounds, and recreational areas where families can spend quality time together.

Affordable housing

One of the major advantages of living in Jacksonville for families is the affordability of housing. Compared to other cities in Florida, the cost of living in Jacksonville is relatively lower, making it an attractive option for families looking for more affordable housing options.

Whether you are interested in renting or buying a home, there are plenty of options available that can fit different budgets.

Good public schools in some areas

While Jacksonville has a mixed reputation when it comes to public schools, there are some areas within the city that offer excellent educational opportunities for families. Parents can research and choose neighborhoods that are known for having good public schools, ensuring that their children receive a quality education.

It is important to do thorough research and consider factors such as school ratings and extracurricular offerings when selecting a neighborhood.

High crime in some neighborhoods

Unfortunately, Jacksonville does have some neighborhoods that experience higher crime rates. It is important for families to be aware of this and carefully research the safety of the neighborhoods they are considering.

Taking precautions such as installing security systems and being mindful of personal safety can help mitigate the risks associated with high crime areas.

Hot summers

One aspect of living in Jacksonville that families should be prepared for is the hot summers. The city experiences high temperatures and humidity during the summer months, which can be challenging for some individuals, especially young children and the elderly.

However, there are many ways to beat the heat, such as enjoying water activities at the beach or visiting air-conditioned indoor venues.

Pros and Cons for Retirees

Lower cost of living

One of the major advantages of living in Jacksonville, Florida as a retiree is the lower cost of living compared to other popular retirement destinations. Housing prices, groceries, and transportation costs are generally more affordable, allowing retirees to stretch their retirement savings further.

According to a study by Numbeo, the cost of living in Jacksonville is 9.29% lower than the national average.

Warmer climate

The warm and sunny climate of Jacksonville is another appealing factor for retirees. With an average temperature of 68°F (20°C) in winter and 91°F (33°C) in summer, Jacksonville offers a comfortable climate year-round.

Retirees can enjoy outdoor activities and hobbies without the extreme cold or hot temperatures that some other areas of the country experience.

Healthcare facilities

Jacksonville is home to several world-class healthcare facilities, making it an ideal location for retirees who value access to quality medical care. The Mayo Clinic in Jacksonville is renowned for its excellence in healthcare and research.

Additionally, there are numerous hospitals and specialized medical centers throughout the city, ensuring retirees have a wide range of healthcare options.

High property taxes

One of the drawbacks of living in Jacksonville as a retiree is the relatively high property taxes. According to the Florida Times-Union, Duval County homeowners experienced an average property tax hike of 9.7% in 2020.

Retirees on a fixed income may find this increase in property taxes to be a financial burden.

Car dependence for amenities

While Jacksonville offers a variety of amenities and attractions for retirees, it is worth noting that the city is spread out and primarily designed for car travel. Retirees who prefer to walk or rely on public transportation may find it challenging to access certain amenities or navigate the city easily.

However, with careful planning and utilizing rideshare services, retirees can still enjoy everything Jacksonville has to offer.


Jacksonville offers many advantages like warm weather, low costs, and ample recreation. But the city has some downsides to weigh, like high crime, limited public transit, and hot humidity. Carefully considering all the pros and cons will help you determine if Jacksonville is a good fit for your lifestyle and priorities.

We hope this comprehensive outline helps provide the information you need to make an informed decision about moving to Jacksonville. Let us know if you have any other questions as you explore this Florida city as a potential new home!

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